Mass Save HEAT Loan
Zero-percent interest financing for qualifying energy efficiency upgrades.
Financing
Rebates and incentives are just one of the ways the Compact helps make home energy upgrades affordable.
The Compact also offers several low or no-interest options for customers who are interested in financing their projects. Please read the full terms and conditions of each option when deciding which one is right for you. If you are still unsure, you can schedule a no-cost Energy Coaching session to discuss your options.
| Loan Name | Loan Amount | Term | Rate | Eligible Upgrades | Income Requirements |
|---|---|---|---|---|---|
| HEAT Loan | Up to $25,000 | 3-7 years* | 0% | Heating Equipment, Hot Water Equipment, Windows & Insulation, Cooling Equipment | None, but applicant income will affect loan term |
| Energy Saver Home Loan Program | $10,000 - $100,000 | 20 years | 0.5 - 2.0%* | Comprehensive Energy Efficiency Upgrades, including solar | Up to 135% of Area Media Income based on residents listed in the deed. |
| Cape and Vineyard Solar Loan | $50,000 | 10 years | 2.75% | New solar photovoltaic projects. | None |
*Varies depending on the applicants income
Learn More About Our Financing Options
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Energy Saver Home Loan Program
Low-interest financing for income qualified homeowners to finance energy efficiency upgrades.
Cape and Vineyard Solar Loan
The Compact has limited funding to support customers financing solar.
